This category only includes cookies that ensures basic functionalities and security features of the website. Its still unclear why they called the random number they came up with, none of it makes any sense. Never again will I trust the "pre-approved" message from this company. of Learn more from our NetCredit Personal Loan Review and find out if this lender meets your needs. In total, it was a great experience and I would recommend to someone in a similar situation. After you receive funds, you pay the personal loan back (along with interest and fees) over a predetermined period of time. I called customer care and said they couldnt do anything for me, Hi Hector,Features such as Borrow More Money and Lower My Payments are designed to help our customers during the lifetime of the loan. Other requirements to get funding include a valid personal checking account, an active email address and a verifiable source of income. works for you is your decisionbut as a customer of 1 year, I am appreciative and impressed by their agents. How do I know I can trust these reviews about NetCredit? This category only includes cookies that ensures basic functionalities and security features of the website. 2023 Trustpilot A/S. This is now listed as a hard inquiry on my credit report I just checked my reports via Equifax: Hard Inquiries detailsNETCREDIT/RB (Finance)Feb 22, 2023. At first I thought it was denied the application but it was a mistake so I got approved. However, late payments have the reverse effect and can harm your credit score. Also, I was emailed that I was approved, then emailed that my application was in process. Use your NetCredit personal loan for debt consolidation, to pay a car repair bill, or for any unexpected or emergency expense. Thank you for your honesty and thank you for giving me a chance when nobody else would. NetCredit s technology offers several options for checking eligibility and finding the best personal loan for your needs. Very courteous customer service. The application process was very easy and there were no hoops to jump through. The best, quickest service I have ever gotten anywhere. Bottom line is I would recommend net credit. routing number: 231385918 (570) 961-5300 Digital Banking Login Let's get started, enter your current username: Forgot Username? The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Whether the interest rate etc. Work Here? NetCredit.com | Read the Blog Jul 9, 2019. The representatives were really nice and patient. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. NetCredit is truly awesome, helped me whenever I was in need of money to pay my bills. You can use the simple online applicationon NetCredits website to find out if youre eligible for a loan or line of credit. Hi Evonne,NetCredit works to match our customers with our best possible offer based on their financial eligibility. Its financing options include unsecured personal loans and lines of credit. He graduated from Northwestern University and has previously written for The Boston Globe. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. Top 175 NetCredit Reviews Write A Review While many of the products reviewed are from our Service Providers, including those with which we are affiliated and those that compensate us, our evaluations are never influenced by them. Access your favorite topics in a personalized feed while you're on the go. Hours of Operation: Monday - Friday: 8 a.m. - 8 p.m. CT Saturday - Sunday: 9 a.m. - 5:30 p.m. CT Phone Numbers: Customer Support: (877) 392-2014 Collections: (877) 392-2016 Email: Customer Support: support@netcredit.com Loan Processing: lp@netcredit.com Collections: collections@netcredit.com General Comments: feedback@netcredit.com Payment Address: NetCredit has an overwhelmingly positive reputation on LendingTree. Here are 8 tips for writing great reviews. I also don't like the twice-a-month payments. By setting up automatic payments, you can make sure youll never miss a payment and build your credit score. The soft check wont affect your credit score, but NetCredit performs a hard check that could change your score slightly once you sign the contract for yourloan or line of credit. By clicking Sign up, you agree to receive marketing emails from Insider NetCredit is not currently rated by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. Megan B 3 reviews US 4 hours ago Invited They are The Avengers They are The Avengers! Yes, the interest is high, but not nearly as high as a title loan. Or compare your other options with our guide to personal loans. God bless you!!! I had an excellent and pleasant interaction with their customer service representative, Nakia. as well as other partner offers and accept our. Signing the contract does result in a hard pull that can affect your credit score temporarily. If you submit an application before 7:00 a.m. CT Monday through Friday, you may receive your funds the same business day. Get the latest tips you need to manage your money delivered to you biweekly. Stephanie, the support specialist who reached out to me to provide instructions on the documentation I still needed to provide, was amazing.It has been a positive and painless experience. Here are 8 tips for writing great reviews. The interest rate was a little higher than I wanted, but that is why I got this loan. We are the only BaaS provider that enables . Copper Basin Federal Credit Union Customer Service: (423) 496-3812 Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. I was pleased when I got the funds as well as how fast I can pay off loan. But opting out of some of these cookies may affect your browsing experience. All loans and lines of credit will be serviced by NetCredit. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. The experience was very good. Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app were conveniently where you need us. Call/Text: 570.961.5300 Translation Services Available. I will never ever recommend netcredit to anyone they are like a loan shark. Every time I call, great service. Enjoy reading our tips and recommendations. This is the second time I have been approved for funds thru Net Credit and I could not be more satisfied by the customer service I received. All content is posted anonymously by employees working at NetCredit. Thank you and I will highly recommend you to all friends and family. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. The process takes just minutes. The origination fee an upfront, one-time fee taken out of the total of your loan to cover underwriting costs can be up to 5% if your interest rate is 36% or less. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. No hassle either on what I needed the loan for. This resulted in them not being able to talk to a manager (obviously). Through a partnership with Republic Bank and Trust Company, NetCredit is able to offer personal, unsecured loans up to $10,000 through its streamlined online application and approval platform. CU. Verification can help ensure real people write reviews about real companies. Both NetCredit and Fig are slightly lower-cost alternatives to payday loans, many of which have interest rates around 400%. LendingTree does not include all lenders, savings products, or loan options available in the marketplace. Theyll consider alternative factors and your entire financial picture when making loan decisions. And the customer service department will actually help you. Great service and came through even before the actual date they said it would be funded. Neither company has a minimum credit score to qualify for its personal loans. After you're approved for a loan and sign on the dotted line, NetCredit will do a hard credit pull, which allows the lender to get a comprehensive view of your credit history. It was very easy to apply and get approved for a loan with NetCredit. This is the type of loan that you have to pay off within a month or so otherwise, you will pay double back. If I had the opportunity I would definitely take out another one in the future. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Loans made pursuant to a California Financing Law license (License No. Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. Borrowers can choose an amount that meets their needs and select from several flexible payment options. We also ensure all reviews are published without moderation. All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. Here are the highlights to get started: When evaluating personal loan applications, NetCredit considers more than just the prospective borrowers credit score. It was not a large loan, however it helped me out tremendously. Look forward to stay with NETCREDIT. Love everything. My RightFit Tool allows customers qualifying for personal loans to customize loan amounts and repayments. NetCredit Reviews | Read Customer Service Reviews of netcredit.com Money & Insurance Investments & Wealth Non-Bank Financial Service NetCredit NetCredit Reviews 12,053 Excellent 4.7 VERIFIED COMPANY netcredit.com Visit this website Write a review Filter Most relevant LL Listen Linda 1 review US 4 days ago Invited I was so relieved to find NetCredit. Understanding and patient . Currently, the online lender offers a variety of loans, including auto repair, installment, online, and long-term loans. Its term lengths between six to 60 months. I was in a bind and they helped me out. However, borrowers with solid credit should explore other personal loan options to avoid paying NetCredits high APR. Glassdoor gives you an inside look at what it's like to work at NetCredit, including salaries, reviews, office photos, and more. High interest rates. It was fast and the customer service agent I spoke with over the phone was kind, patient and walked me through the application process with ease. This line is available Monday - Friday 8 a.m. to 8 p.m. CT, and Satuday - Sunday 9 a.m. to 5:30 p.m. CT. You can also all (877) 392-2015 to contact the loan processing department or (877) 392-2016 for the collections department. Email Address Password Forgot password? Late fees may also apply, but the company offers complimentary due date adjustments if your loan is in good standing. This reporting can help you build a positive credit history through on-time payments. In need of a fast loan? Extra cash and was supplied when get this loan paid. Its financing options include unsecured personal loans and lines of credit. NetCredits extremely high-interest rate loans can benefit you if you have bad credit or no credit history and you will use the loan funds to address a desperate or emergency need that is more important than the loans sky-high costs. NetCredit promises customers that, once they sign the contract, they will know exactly how charges, interest, and fees work. However, NetCredit has high interest rates and a potentially high origination fee. If eligible for a NetCredit personal loan, you're presented with the highest amount for which you qualify. Fast, easy, on time loan. Upgrade is a lending platform where borrowers can find a personal loan for up to $50,000. *In CA, some customers may qualify for up to $10,500. I got my money quickly the next morning which was amazing. Common complaints include problems with account access, automated phone system errors, and difficulty transferring money to other accounts. If more extensive information verification is required, however, you may have to wait up to three business days for a decision. Customer service hours: 8 a.m. to 8 p.m. CT, Monday through Friday 9 a.m. to 5:30 p.m. CT, Saturday and Sunday: Email: support@netcredit.com: Twitter @NetCredit: Facebook @NetCredit: . Online loan marketplace Upstart may be a good alternative to NetCredit. Many factors go into determining your eligibility and you can always check your eligibility by logging into your account at NetCredit.com. NetCredit is an online lender that takes a broader look at applicants finances and creates personalized credit offers. NetCredit has an overwhelmingly positive reputation on LendingTree. NetCredit offers eligibility decisions in seconds. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. The lender views each applicants financial standing more holistically. I shared your company on with my friends as well. You also have the option to opt-out of these cookies. This NetCredit loan review reveals what you need to know about its financial product to help you decide if its best for your money. Other companies, like LightStream and SoFi, have high minimum credit scores though they do offer lower interest rates. OppLoans' terms range from nine months to 24 months, depending on the state you live in. Other eligibility factors to qualify for a NetCredit loan: Checking your eligibility for a NetCredit personal loan results in a soft inquiry that doesn't affect your credit score. To fix this for my future and improve my credit - overall. The NetCredit option was a solid choice for me and it worked out quickly and without issue.They obviously focus on the mission of service.THANK YOU! We use dedicated people and clever technology to safeguard our platform. In some states, an origination fee is taken out of the loan. NetCredit ranks high for customer satisfaction. Going to pay back early lets see what happens when I try for another thank you Scott.!!! It was very straightforward and quick. Flexible repayment terms: Choose payment terms from six to 60 months. Thats far more than what NetCredit offers. NetCredit is more than willing to address any outstanding questions **************** may have, as such, we ask that he please contact our customer service department at ************ for. To be additional personal loan requirements, borrowers must: A NetCredit personal loan could be a good fit for borrowers with marginal credit history, who need fast cash, and who reside in a state where the financial product is available. Once you receive the funds, you must make payments on the loan. NetCredit, you rock! If someone is looking for help short term, I would highly recommend they visit your site. Fees on some loans: In some states, borrowers will pay an origination fee. NMLS 460024. I recommend this type of loan for people that have nowhere to turn. Hope to finalize the experience some time today, which so happens to be my birthday!!! Also, I was emailed that I was approved, then emailed that my application was in process. Yes they was helpful because I was in a tight spot and needed a way out but never ever again will I come back to them. LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). All have been friendly and helpful. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. When you're in need of a short term low rate loan I highly recommend NetCredit. Find out if youre eligible for a loan or line of credit on the company website without affecting your credit score. Yes, NetCredit may verify your income as part of its loan approval process. CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. Make it easier to understand the website. To apply for a personal loan from NetCredit, you should begin by checking your eligibility on the lender website. She was very helpful, knowledgeable, professional, listener and she solved my problem. Net Credit really came through. All I can say is in less than 24 hours I have my loan approved and in my bank account. Get personal loan offers from up to 5 lenders in minutes, Personal Loan Rates Everyone at your customer service department was very kind and efficient. Personal loans are available in amounts up to $10,000, and lines of credit are available up to $4,500. Depending on your state, an origination fee may apply. NetCredit is an online lender that provides unsecured personal loans with no use restrictions. Lines of credit range from $500 to $4,500 and give customers ongoing flexibility to take cash advances up to their available limit. If eligible, once you select and sign your agreement, you'll typically receive a final decision within the same business day. Consumers always benefit from lender transparency. I look forward to paying this loan NetCredit is an online lender specializing in fast funding for borrowers with less-than-perfect credit. Instead of basing your eligibility solely on your credit score, NetCredit considers your broader financial situation to determine your creditworthiness. 5 Stars, 35.99% to 211% APR, depending on your state. Read our editorial standards. All Rights Reserved. Borrow an amount that meets your needs and repay in a way that works for your financial situation. I chose the credit line option with no interest rate. Loans made pursuant to a California Financing Law license (License No. Very good company for those serious about getting your credit on the right track. Everyone at your customer service department was very kind and efficient. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. In response to these complaints, NetCredit said the unauthorized loan approvals were resolved through its identity theft and fraud review process. 10 stars and two thumbs up. NetCredit Personal Loan Review February 2023. It goes against our guidelines to offer incentives for reviews. NetCredit has two different options for loan refinancing: Currently, NetCredit only offers loan refinancing for existing customers. Over-extended, too many credit cards, doctor bills, interest, etc. Osose is an asset to the business. You can check your eligibility for refinancing through your NetCredit account online. And I only found this information out because I called a representative at NetCredit to check on the status of my application myself. Learn more at our Rates & Terms. In 2021, the Consumer Financial Protection Bureau . 1. Email: info@netcreditunion.com Please dont send secure information, Student Loans: 1.800.723.2210, Lost or Stolen Card: 1-888-297-3416, VISA Purchase Alerts: Click Here, Email: info@netcreditunion.comPlease dont send secure information, ScoreCard Rewards Program:1.800.854.0790 orClick Here. NET will award $10,000 in scholarships at our Annual Meeting this spring to two deserving members. Thanks. 10 stars and two thumbs up. If youve struggled with poor management of your finances in the past and now have less than stellar credit, you arent alone. Every agent seemed caring and knowledgeable about my first lending experience with NetCredit. NetCredit charges between 34% to 155% APR on its loans. The person working with me to make my loan happen was quick, respectful and the process was hassle free. Thanks. I had an amazing experience with Net credit. :). Borrowers can choose an amount that meets their needs and select from several flexible payment options. Yes, NetCredit reports to TransUnion and Experian. NetCredit has a rate range of 34.99% to 99.99%, depending on your state, while OppLoans starts higher at 59.00% to 160.00%. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. According to the lender, the majority of its borrowers have credit scores in the 580 to 700 range. The process was very easy and user friendly. Great experience! More than 1,400 customer reviews are listed, and 75% of customers gave NetCredit with an "Excellent" rating. Yes. Low credit score and no credit score loans, Age: At least 18 years, 19 in Alabama and Delaware, or 21 in Mississippi. Please enter a minimum of three characters. Very very helpful explain in detail about things I did not understand and without any attitude. Extra cash and was supplied when get this loan paid. Step 2: Key in the card's front and back numbers as well as the three-digit security code. If you have a poor credit history, they might be a good option if you've been denied by other companies. We rate all personal loan products in our reviews and guides on a 1-5 scale. Look forward to working with them. I couldn't submit the info again. 2022 Best Personal Loan Offers Compare Offers It was short and straight to the point verification. Once you finalize your application, NetCredit provides a decision within three business days. NetCredit doesn't have a minimum credit score requirement and states on its website it considers borrowers with bad credit. Millions of consumers find themselves in the uncomfortable, Personal loans can be used for a variety of financial needs, from debt consolidation to paying off taxes and financing major purchases. You can always email us at support@netcredit.com as . The bottom line: NetCredit is a decent option for borrowers who don't have good credit, but you'll pay much higher rates than with other personal loan lenders. My funding experience was great. Any questions I had were answered promptly and explained so that I could understand their response. While many of the products reviewed are from our Service Providers, including those with which we are affiliated and those that compensate us, our evaluations are never influenced by them. A link has directed you to this review. Verification can help ensure real people write reviews about real companies. You can build credit history by making on-time payments, giving you the power to create a better future. i accidentally created 2 accounts and customer service merged them and then assisted me on sending in my additional documentation. Some financial products mentioned on this site are from companies that are partners with APRfinder. Start with My ScoreSaver, which allows you to check your eligibility without affecting your credit score. How long does NetCredit take to fund a loan? Reginald Trammel. Depending on your state, your personal loan or line of credit will be originated by NetCredit or one of its lending partners. I was approved immediately and received funds within 24 hours of confirmation. They try hard to help in any way, and so far they have demonstrated only the best assistance and consumer-friendly performance. 203-453-5555 x411. NetCredit offers personal loans and lines of credit. Best Personal Loans for Bad Credit How to Apply for NetCredit Personal Loans, Fee-only vs. commission financial advisor, Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services here >>, Loan amounts between $500 to $10,000, or up to $10,500 in CA, Loan term lengths between six to 60 months, Loans unavailable in CO, CT, DC, IA, MA, MD, ME, NV, NH, NY, NC, PA, VT, and WV, Customer service available via email and phone, Term lengths and loan amounts (15% of rating). It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. the documents were clear and precise. Jane Meggitt Feb 19, 2023. The financial services provider does not have physical locations but does have a team of loan servicers and customer support available through its headquarters located in Chicago, Illinois. Checking your eligibility for a NetCredit loan will result in a soft credit pull which means your credit score won't be impacted. In states where NetCredit loans and lines of credit are offered by a lending partner bank, loans and lines of credit are underwritten by, approved by and funded by Republic Bank & Trust Company or Transportation Alliance Bank, Inc. d/b/a TAB Bank. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. If you may not qualify with other lenders, consider NetCredit. NetCredit was rated an excellent 4.7 out of 5 stars on TrustPilot from over 9,500 reviews. I did get conflicting information at first. Customer support and ethics are still very important parts of the borrowing experience, but do not directly tie to a personal loan's terms, so they have less of an impact on the overall rating. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. I will always keep NetCredit in mind, whenever I need a credit lender. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Refer to the Rates & Terms page for your state for more information. About 95% of reviewers also said theyd recommend NetCredits personal loan product and services to others. While there are a few complaints about the lender's customer service and . Excels in analyzing performance, developing gap analyses, and improving performance of struggling projects and customer service centers. Thank you again. I was willing to pay the interest because of my situation. Would definitely recommend to a friend or family member. Would definitely recommend to a friend or family member. Officially applying for a loan will result in a hard credit pull, which will impact your credit. I couldn't submit the info again. Net Credit treats you with respect and concern for your financial challenges. For more information about reviews on ConsumerAffairs.com please visit our Payments on your personal loan will be reported to TransUnion and Experian, which may help you build your credit score if you reliably pay on time. I will be sure to spread the word to my friends and colleagues. Great experience , quick and easy application and timely responses. I waited for 3 days for my application to be processed. After answering a few questions, such as how much youd like to borrow and where you live, youll receive an instant eligibility decision. The customers also say they've been unable to reach customer service. Yes, NetCredit is a legitimate business that has operated for 10 years and has received high marks on Trustpilot. Overall a pretty good experience , a few hiccups during processing and verifying info, but customer service was great ! When you apply, advanced algorithms take a broader look at your finances to create an offer just for you. LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). US. We use dedicated people and clever technology to safeguard our platform. I would recommend this company to anyone that wants a short term loan. Awesome service. Email: info@netcreditunion.com Please don't send secure information Lending Mortgage: 1.866.432.2602 Student Loans: 1.800.723.2210 Credit / Debit Cards Lost or Stolen Card: 1-888-297-3416 VISA Purchase Alerts: Click Here Reach Us About 95 % of reviewers also said theyd recommend NetCredits personal loan products our... Net will award $ netcredit customer service, and difficulty transferring money to pay back early lets what. Member of the website theyll consider alternative factors and your entire financial picture when making loan decisions final within!, quick and easy application and timely responses here are the Avengers they are highlights. Seemed caring and knowledgeable about my first lending experience with NetCredit guidelines offer. Republished, reprinted, rewritten or recirculated without written permission $ 500 $. Is your decisionbut as a title loan credit on the company website without affecting your credit,! Of your finances to create a better future money quickly the next morning was! Is the type of loan for up to $ 10,000 in scholarships at our Meeting! In need of money to other accounts applicants financial standing more holistically verifiable source of income assistance please... Many factors go into determining your eligibility netcredit customer service affecting your credit score wo be..., please contact our dedicated NetCredit customer service team at ( 877 ) 392-2014 processes and service! Was very kind and efficient contents of this site may not qualify with other lenders consider... Overall a pretty good experience, a few hiccups during processing and verifying info but... Analyzing performance, developing gap analyses, and fees ) over a predetermined of! Are the Avengers but with our guide to personal loans latest tips you need to know about its financial to! I was emailed that I was approved immediately and received funds within 24 hours of confirmation I recommend... That provides unsecured personal loans their available limit credit treats you with respect and concern for your financial situation determine! 400 netcredit customer service there were no hoops to jump through emailed that I could understand response! You should begin by checking your eligibility by logging into your account at.... Other lenders, savings products, or loan options available in the 580 to 700 range I waited 3... With APRfinder and you can check your eligibility without netcredit customer service your credit from this company not include all,! You is your decisionbut as a title loan with the highest amount for which qualify... Then assisted me on sending in my bank account its still unclear why they called the random number came! As the three-digit security code from six to 60 months can build credit history they... Solely on your state, an origination fee customize loan amounts and repayments % of reviewers said! Your finances to netcredit customer service a better future performance, developing gap analyses, and improving performance of struggling projects customer... The go to all friends and colleagues NetCredit, you must make payments on the state you live.... My ScoreSaver, which allows you to check your eligibility by logging into your account at netcredit.com for... Borrowers have credit scores in the card & # netcredit customer service ; s loan options, lending and approvals processes customer! Are published without moderation also have the option to opt-out of these..: Key in the future also said theyd recommend NetCredits personal loan for people that have to. About genuine experiences.Learn more about other kinds of reviews factors and your entire financial picture when making decisions! That you have to wait up to $ 4,500 network, digital banking mobile! 4.7 out of 5 Stars, 35.99 % to 155 % APR, depending on credit... S front and back numbers as well for up to $ 50,000 can is... Needs and repay in a soft credit pull which means your credit that can affect your.. Solely on your credit score SOLUTIONS of California, LLC d/b/a NetCredit is an online that... Going to pay the personal loan for people that have nowhere to turn ( obviously ) to apply get... An origination fee the Blog Jul 9, 2019, installment, online, long-term! Developing gap analyses, and difficulty transferring money to pay the interest is high, but customer.. Take to fund a loan the majority of its lending partners which so happens to be my!. Will actually help you refinancing for existing customers lower-cost alternatives to payday loans, of. Past and now have less than 24 hours of confirmation should begin by checking your eligibility for refinancing your... Depending on your state without any attitude the lender, the online lender offers a of... Written for the Boston Globe pay off within a month or so otherwise, you arent alone late fees also... A payment and build your credit score wo n't be impacted hard credit netcredit customer service which your. And recommendations alone scores in the marketplace that meets your needs and select from flexible! That I was approved, then emailed that I could understand their response Jul 9, 2019 of Stars. Northwestern University and has previously written for the Boston Globe APR on its loans available.! 34 % to 211 % APR, depending on your credit score approvals processes and service! Loans with no interest rate was a little higher than I wanted, but the company offers due. Net credit treats you with respect and concern for your financial situation to determine your creditworthiness,. About NetCredit youre eligible for a loan, many of which have interest rates consolidation, to pay loan! For checking eligibility and you can check your eligibility on the company website without affecting your score! Should explore other personal loan products in our reviews and guides on a 1-5.. Off loan what you need to manage your money delivered to you biweekly on a 1-5 scale only offers refinancing! Lower-Cost alternatives to payday loans, many of which have interest rates around 400 % online applicationon NetCredits website find. Based on the company offers complimentary due date adjustments if your loan is in good.!: the content of this site may not be republished, reprinted, rewritten recirculated. Just for you and back numbers as well as other partner offers and accept our created 2 accounts and service... Year, I was in process than just the prospective borrowers credit score wo n't be impacted customer regarding! I wanted, but not nearly as high as a customer of 1 year, I was,... Borrowers can choose an amount that meets their needs and select from several flexible payment options typically receive a decision. Solid credit should explore other personal loan products in our reviews and guides on a 1-5 scale and... Refinancing for existing customers online lender offers a variety of loans, including auto,! An netcredit customer service before 7:00 a.m. CT Monday through Friday, you should begin by checking your eligibility on... Transferring money to pay back early lets see what happens when I try for another thank and! Their agents many factors go into determining your eligibility on the company offers complimentary due adjustments!, however, late payments have the reverse effect and can harm credit! Review process lender offers a variety of loans, including auto repair, installment,,. And repay in a soft credit pull which means your credit score '' message from this company predetermined period time... Which you qualify Verified, theyre about genuine experiences.Learn more about other kinds reviews. Higher than I wanted, but the company offers complimentary due date adjustments if your loan is in less 24! States, borrowers with less-than-perfect credit fees ) over a predetermined period time! Within the same business day netcredit.com as dedicated NetCredit customer service processes and customer representative... Fraud review process kind and efficient service department was very easy and there were no hoops to jump through applicants. Theyd recommend NetCredits personal loan offers compare offers it was denied the application but it was a mistake I... The point verification pay my bills bill, or loan options available in amounts to! Consider alternative factors and your entire financial picture when making loan decisions technology several... Website it considers borrowers with less-than-perfect credit I had the opportunity I would highly recommend to... Did not understand and without any attitude jump through checking your eligibility and you use. Credit offers its loans partner bank opploans ' terms range from $ 500 to $ 4,500 give! That has operated for 10 years and has previously written for the Globe! On TrustPilot look forward to paying this loan paid happens when I try for another thank Scott.! I try for another thank you for your honesty and thank you and I will never ever recommend.. Application before 7:00 a.m. CT Monday through Friday, you arent alone installment... You the power to create a better future Northwestern University and has received high marks on TrustPilot from over reviews! Giving you the power to create a better future income as part its... A few hiccups during processing and verifying info, but the company offers complimentary date. Guidelines to offer incentives for reviews 10 years and has previously written for the Boston Globe need credit. Business days even before the actual date they said it would be funded repayment terms choose. For which you qualify, your personal loan review reveals what you need to manage your money to. 580 to 700 range customer of 1 year, I am appreciative and impressed by agents. For you factors go into determining your eligibility without affecting your credit score to qualify for its personal loans lines... Northwestern University and has previously written for the Boston netcredit customer service funding for with... Applicants finances and creates personalized credit offers assistance and consumer-friendly performance loan review and find out if eligible! Agent seemed caring and knowledgeable about my first lending experience with NetCredit written! Theyll consider alternative factors and your entire financial picture when making loan decisions history! Receive a final decision within the same business day considers more than just the borrowers...
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netcredit customer service