which of the following is a trec promulgated form

Rollback taxes can be a significant expense, and according to TREC contracts, the party changing the property usage (say, from farm land to residential) is responsible for paying those taxes. Once the substitution has been made, the parties bound by the contract can cancel the old contract. In the biz we call that a win-win-win. No one in Texas, drafts standard forms for writing executory contracts. , Seller's expense on recording fees would go to, A sudden, unexpected event, like a fire, flood, storm, earthquake that causes serious damage. Speaking of deeds, the agent should always verify that the seller is listed on the deed. That changes the parties' legal rights under the contract. Webwhich of the following is a trec promulgated form Our Blog. Electronic TAR (eTAR) is a web-based direct data entry system used by Medi-Cal providers. But, it's one thing to simply read the form with the client to help them understand the meaning. What if the seller just decides to not give the deed to the buyer? Writing into a contract that anything will cause the contract to terminate Even if TREC had no form that fits the situation, the agent cannot use a form Property approval: the lender will accept the property as sufficient collateral for the loan Cynthia could have solved the problem by using the second blank in Paragraph 5. Wanda suggested they write in that the offer was contingent upon approval by his attorney. Paragraph 7B(3) is for the seller that (by law) is not required to furnish the disclosure. What can you do to help us? contract has all of the essential elements of a legally enforceable contract, but one or more of the parties has the authority to rescind the contract. The promulgated TREC Amendment is for the use of the buyers and sellers after they have fully signed and accepted a contract and then later discover a change that needs to be made to one of the terms. The difference in this case, however, is that the buyer would get their earnest money back. These items also become negotiable and the license holders involved in the transaction will have to work out the details. Inform the client of any material information about the property or transaction received by the broker Loans backed by US Federal Housing Administration insurance must be approved by the lender in writing, and the property must appraise at a minimum value set by HUD in order to qualify. If the offeree does not like the terms of the contract, they can make a counteroffer. The license holder must deal fairly with all parties but owes a duty of fidelity to their principal. The statute of frauds requires any agreement affecting the title to real estate to have a valid legal description. Another agent in his office showed him a contract form that was written by an attorney who was licensed in Florida. Then the buyer gets a refund of the earnest money. They must also continue to pay for utility services during this time. Scenario 5: Maribel Shortly before the listing period was over, Kang went directly to EPA and made an offer in writing to buy the complex from EPA. Agreement that lacks one or more of the essential elements of a contract; never was a legal contract. Develop a flowchart to understand They purchase the home, then they start noticing some serious issues. A couple of screens ago, I said that once the offeree rejects the offer, even with a counteroffer, the original offer is dead. The buyer told Cynthia she is a little short on cash until payday and is worried about the earnest money check clearing. In Texas, each time ownership is changed from one person to the next, documents are placed in the county records to indicate the previous owner and the current owner. Adherence to the statute of frauds (in writing if law requires). Earnest money given at the beginning of a transaction is not the consideration. The buyer has 3 days from the date of contract execution to deliver the initial earnest money deposit to the escrow agent. The borrower must notify the VA and the lender, and request that liability be transferred to the new owner. A novation relieves the original party of liability. Many students save Promulgated Contract Forms for last because it provides some of the most hands-on application of concepts you learn in your pre-license courses. Party A makes a commitment and Party B accepts this commitment. One or more of the transferors is transferring the home to a spouse or to a person or persons in the lineal line of consanguinity (a.k.a. 6 What kind of TAR system does Medi Cal use? Q: When a contract falls through, can part of the earnest money be held to pay the commission fee for the other real estate license holder? After this point, if the seller wants to negotiate with another buyer, it will need to be as a back-up contract. Paragraph 2A gives the buyer the right to terminate and receive a refund of earnest money if they don't receive buyer approval within the number of days agreed to by the parties. Both approvals are needed to have full loan approval. b. any form prepared by the buyer. The license holder may employ and pay for the services of a lawyer to represent only the license holder in a real estate transaction, including preparation of the contract, agreement, or other legal instruments to be executed by the principals to the transactions. Buyer Approval: This contract is subject to Buyer obtaining Buyer Approval. (A) 5 years from now? Both the buyer and the seller have obligations and rights under the contract. Agents frequently get the legal description from the tax rolls, but getting it from the seller's original deed or title policy is safer. The buyer may ask the seller to pay for some of their closing costs. A buyer who is borrowing funds is NOT required to submit the Third Party Financing Addendum, but it's highly advisable. will prepare them for that. Good business practice dictates that listing agents keep other agents informed about their offers. Is this unlawful practice of law and/or a violation of the Rules or the License Act by the agents? A listing agreement is a private contract between a real estate broker and a property owner and is The Broker-Lawyer Committee is comprised of six Real Estate Commission appointees (who are licensed real estate brokers), six lawyers (appointed by the president of the State Bar of Texas), and one public member (appointed by the Governor). Does TREC have a promulgated listing agreement form? When a dispute goes to court, the court is bound by the Parol Evidence Rule. Both the Acts and TREC rules are a great resource for helping consumers know what to expect from a real estate service provider. The tables below show all of our recently proposed and adopted rules. Written comments on proposed rules are accepted for 30 days after publication in the Texas Register. Scenario 7: Jim After closing, the buyer will have title to the property and the seller will have a lien on the property like any other lender. (B) be provided with or obtain a title insurance policy; The phrase "validity of a title to real estate" may not be familiar to everyone. To protect themselves from the charge of the unauthorized practice of law, license holders have to be cautious of the exact words they speak to their clients. TREC forms are intended Webkroger houston contract hormonal changes in teenage girl symptoms x plane 11 toliss a321 crack. If they couldn't afford that large of a down payment, the buyer would have to finance a second mortgage with another lender or ask the seller to cover the difference between the sales price and the balance on the assumed loan. If you're looking at an adjustable rate mortgage (ARM) that will adjust in one year, it will be "per annum for the first one year of the loan." (Paragraph 11 of the One to Four Family Residential Contract). Answer: Sort of. WebBoth TREC forms 20-14and 30-12, The One to Four Family Residential Contract (Resale) and Residential Condominium Contract (Resale), state, Any hydrostatic testing must be separately authorized by Seller in writing. The listing agreement had a clause which entitled Young to a commission if EPA agreed to sell the property during the listing period. A major benefit to the seller is the opportunity to earn interest. It's all the more important if the license holder suspects that the seller is trying to sell something that they do not own. If they financed the home, they could realistically get 4% interest or more from the buyer. The seller should carefully consider if they want a larger down payment and what documentation they need to feel secure and confident about the buyer's ability to pay. Party A does not have to agree to the contract openly or explicitly. (Sounds like a real party!) Once again, the buyer has the potential for a problem if the owner stops making the payments on the original loan. If the buyer elects to go forward with a smaller loan amount, the buyer will be paying the difference in the cash down payment. The buyer's name on the contract must be their legal name that is shown on their driver license or other form of identification. The buyer may terminate the contract and have their earnest money refunded, A deposit paid by the buyer in a real estate transaction to demonstrate good faith or seriousness about the sale. (21) induces or attempts to induce a party to a contract of sale or lease to break the contract for the purpose of substituting a new contract; To actually request the release specifically from the VA, the VA form 26-6381 must be filled out and submitted to the Veterans Administration. A contract in which one party must promise to do something for another party and that party must promise to do something for the first party, A contract made between two or more parties in which only one of those parties makes a promise or otherwise accepts an obligation. A: No. Both govern the use of real estate. Texas real estate agents must give the written title notice in every transaction, even when the buyer is getting a title policy. Usually, the deed is delivered when the buyer has made the last payment. This method is a way for the buyer to avoid paying mortgage insurance. In which situation would an amendment go into effect? In cases like these, the contracting parties have the option of transferring their rights and duties to a third party. If the buyer contacts the seller within the designated time period to let them know they did not receive buyer approval, the buyer can terminate their contract and get a refund of the earnest money. How many amendments are currently promulgated by TREC? yes, the seller should withdraw their last counter offer to the first buyer before countering another. This is done to prevent someone from selling a property that they don't own. Materials added to and included in the initial contract that provide more information on the transaction, Items that are attached to the original document and should never be changed after the document has been signed and accepted. the five essential elements of a legally valid contract are: Then the seller keeps the earnest money. (2) prepared by an attorney and required by the property owner. Cynthia told her not to worry because she would not take the check to the ABC Title Company until payday, which is five days away. What if the seller has a mortgage on the property and stops making his payments to the lender? 1. transactions in which the license holder is functioning solely as a principal, not as an agent; This paragraph says that taxes, interest, maintenance fees, assessments, dues, and rents should be prorated through the closing date. In most real estate transactions, consideration is met in the form of a promise for a promise. If the property is located within a city, it will probably have a legal description that is part of a recorded plat (also known as lot and block). Often times things like this depend on the current market. Post author: Post published: 22 February 2023 Post category: how to fullscreen newgrounds Post comments: sensation de piqure d'aiguille dans les jambes sensation de piqure d'aiguille dans les jambes One of the exceptions for when a licensee must use a TREC-promulgated contract form is in transactions in which the licensee is functioning solely as a principal, not as an agent. If the buyer decides not to go through with the sale, then they have the right to cancel the contract. They do so in writing. If the broker chooses to, they could also keep earnest money in the account, but from a liability standpoint it is easier to have the title company hold the funds. This can vary state-by-state, so it's always important to understand the laws in your particular state. Under the Addendum for Release of Liability on an Assumed Loan and/or Restoration of Seller's VA Entitlement, what happens if the parties cannot obtain the release by the closing date? Doing do is considered the practice of law. The property is being sold by a trustee in bankruptcy. How many TREC promulgated forms are there? In addition to attaching the addendum, it has to be listed in Paragraph 22 of the One to Four Family Residential Contract to make sure it's part of the initial agreement. This can include surveys, appraisals, or inspection reports. If they were to get all the cash out of the home and put it in a certificate of deposit (low interest stable investments), they would probably earn less than 2% interest per year. In Paragraph 7B, the buyer can check the box to say they have received a disclosure notice from the seller, or they can check the box to state how soon they require it from the seller. A buyer with concerns about endangered species on the property will complete the Environmental Assessment, Threatened or Endangered Species, & Wetlands Addendum. Lead Based Paint Addendum The promising party is not obligated to act, but may do so in order to gain the benefit of the promise from the other party. (1) a signature, contract, or other record relating to such transaction may not be denied legal effect, validity, or enforceability solely because it is in electronic form; and (2) a contract relating to such transaction may not be denied legal effect, validity, or enforceability solely because an electronic signature or electronic record was used in its formation. Both TREC forms 20-14and 30-12, The One to Four Family Residential Contract (Resale) and Residential Condominium Contract (Resale), state, Any hydrostatic testing must be separately authorized by Seller in writing. Get a copy of the deed from the seller or county clerk. Put the interests of the client above all others, including the broker's own interests All changes (if any) must be initialed by all parties. The Doctrine of Laches is based on the idea that the courts should NOT help people who take an inordinate amount of time to raise their claims, whether that time is specified in codified law or not. Since the monthly payments are drastically lower when the interest rate is, say, 10% instead of 18%, many buyers would rush to purchase those homes with loan assumptions. If the subject property's appraised value is below the proposed purchase price, the buyer can negotiate a lower sales price, and the VA loan will qualify. Objections to title commitment report (Paragraph 6D) The veteran is released from their liability by requesting the "entitlement" to be re-established through the use of the Addendum for Release of Liability on Assumed Loan and/or Restoration of Seller's VA Entitlement. It's because financing like this exists that the first paragraph has a provision for a second loan, if there is one involved in the transaction. That's when the real problems can occur. It must be delivered by the 8th. Determine how offers and counteroffers will be handled prior to starting negotiations. While a license holder is encouraged to assist the parties in the exchange of the necessary earnest money release and need to sign the release as appropriate, there is nothing in TRELA or the Rules to determine who is entitled to the earnest money. The buyers, in their initial offer, could request anything that the sellers currently have in the house, from the curtains to the vacuum cleaner. And the date this happens is the effective date in the contract. The fridge doesn't appear in the paragraphs about what will stay with the property. Say What? What are the 6 promulgated TREC forms? A good buyer's agent (that's you!) Two-Year Limitation Period: Trespass for injury to the estate or to the property of another, conversion of personal property, taking or detaining the personal property of another, personal injury, forcible entry and detainer, and forcible detainer not later than two years after the day the cause of action accrues Good things take time, Lisa. These HOA dues are serious: If a property owner living in an area with an HOA does not pay their HOA assessments, the HOA can enforce their lien on the property and foreclose. If it is a buyer's market, then the buyers have more clout in the negotiations because of the low demand for homes. Paragraph 4 reminds us that if you are acting for a spouse, parent, child, yourself, or a business in which you own more than 10%, it must be disclosed to the other party in the transaction. Surveys can be acquired in a few different ways: An assignment usually does not relieve the original party of liability. But it wasn't until after the listing agreement expired that Kang and EPA signed an agreement for Kang to buy the property. The seller responded with his own amendment that stated he would complete one of the requested repairs and that the contract would terminate if the buyer didn't sign the amendment within 24 hours. The original loan is paid off, OR A legally valid contract adheres to all federal and state laws. Auctioneers (see the Texas Dept. ection 1101.155 of the Texas Real Estate License Act reads as follows: Still, veterans have the option to use the VA program again. If Buyer cannot obtain Buyer Approval, Buyer may give written notice to Seller within _ days after the effective date of this contract and this contract will terminate and the earnest money will be refunded to Buyer. Only if, in the listing agreement, the seller agrees that the agent does not have to present offers after an offer to purchase has been accepted, is the agent relieved of this duty. The buyer promises to pay a monetary amount for the property and the seller promises to give a deed. transactions for which a contract form has been prepared by a principal to the transaction or prepared by an attorney and required by a principal to the transaction; or as all the essential elements to a contract, but cannot be enforced by court due to a technicality of law (such as statute of limitations). Is the seller free to consider other offers? There is also a space to provide information for a second loan if needed. The seller is supposed to continue to make their payments to the mortgage company with the money that the buyer is giving the seller. The statute of frauds requires that: Consideration is something valuable that each party exchanges in order to demonstrate that they agree to the contract's terms. (c) A listing contract form adopted by the commission that relates to the contractual obligations between a seller of real estate and a license holder acting as an agent for the seller must include: That would be considered commingling, and is a violation of TREC rules. Cynthia is getting ready to write an offer. Since the seller rejected the original offer with a counteroffer, the original offer is dead! If the seller deems the buyer's credit unacceptable, they can terminate. Legally competent parties: legal age (usually 18+) and mentally capable to understand it. It changes peoples' legal rights under the contract. That final date of acceptance, better known as the effective date, is the date on which the contract becomes binding between the parties. Answer: Yes. A contract for deed is a type of owner financing that puts the buyer in a precarious position. When these duties and rights are transferred (or assigned) to another party, the party who originally assumed the contractual obligations usually remains secondarily liable for the terms in the contract, unless the original party is expressly released from those duties. How are they similar? You see, for FHA and VA loans, the buyer is not obligated to purchase the property if the appraisal comes in lower than the sales price. When a veteran receives a loan that is guaranteed by the Veterans Administration, the person who borrowed the money is on the hook for that loan until it is totally paid off. 2. transactions in which an agency of the United States government requires a different form to be used; Important information should always be included in the written contract. Let's look at an example of how that would work: The sale is by a mortgagee or a beneficiary under a deed of trust who has acquired the real property at a sale conducted pursuant to a power of sale under a deed of trust or a sale pursuant to a court ordered foreclosure or has acquired the real property by a deed in lieu of foreclosure. And even then, the language should be created by an attorney. -One to Four Family Residential Contract (Resale), -New Home Contract (Completed Construction), -Residential Condominium Contract (Resale). Both of those would require an attorney to prepare the documents. Any adjustment caps or lifetime caps for an ARM will need to be described in Special Provisions, Paragraph 11 of the One to Four Family Residential Contract. This means that if anyone under the age of 18 enters into a contract, the contract is considered voidable. The submission should include a reference to the TAR number and procedure previously approved. of Licensing and Regulation) Buyer's agents should double check with their title company before closing and confirm that Non-Realty Items Addendum additional funds are included on closing statements. Jim should never rewrite what it says in an addendum approved by TREC. [Rule 535.146(b)(3)]. If the expert tells the buyer that, "Hey, I told the previous owners they had this problem years ago," then that could be grounds for a misrepresentation or fraud suit against the sellers and possibly the real estate license holders. A lot of the obligations must be accomplished within a certain time frame, often within a certain number of days after the effective date of the contract. The buyer is really concerned about the transaction closing on time because his children will be starting school a week later. The thirteen-person committee serves staggered six-year terms. Both have six-year terms for their members. Subdivision information refers to the current copy of the restrictions applying to the subdivision, the bylaws, the rules of the Association, and a resale certificate. Another option is that the seller may be willing to reduce the sales price to the appraised value. Environmental Assessment, Threatened or Endangered Species, and Wetlands Addendum. TREC promulgates the following six contracts: Unimproved Property Contract; One-to-Four-Family Residential Contract (Resale); New Home Contract Use the TREC Amendment to Contract and have the buyers and the sellers sign it. d. This is one of the uses of paragraph 3 of the amendment. Who may give opinions concerning the status or validity of title to real estate? a. The licensee b. The broker c. An attorney d. TREC Wood Destroying Insect Inspectors (see the Texas Department of Agriculture), Kevin is writing an offer for a buyer. By having a copy of their agreement, any disputes that arise can be easily resolved. One of the disclosures the buyer's agent will provide their clients is a notice which states that they represent other buyer clients. TREC has 9 members; the Broker-Lawyer Committee has 13 members. disclose all material facts to the client, A valuable item that each party exchanges in order to demonstrate that they agree to the contract terms. That will be a realistic determining factor of whether the transaction will be completed. Promulgated Contract Forms (30 hours) Real Estate Finance (30 hours) TREC's Fee Schedule. For example, if the seller has countered one offer and then a better offer comes in, the seller must be careful to withdraw the counteroffer to the first buyer before accepting the second offer or making a counteroffer to the second buyer. If the property is not within a city, use "unincorporated" or "none" for the city. One sticky legal area is when license holders add content to the Special Provisions section of the sales contract. The license holder must convey all known information that will affect the principal's decision to make, accept or reject offers. A listing agreement is a private contract between a real estate broker and a property owner and is not Has 3 days from the date of contract execution to deliver the initial earnest money check clearing which of the following is a trec promulgated form in! 'S market, then they have the right to cancel the contract openly or explicitly depend. Is getting a title policy low demand for homes negotiations because of the low for! The property which of the following is a trec promulgated form the lender, and request that liability be transferred to the statute frauds! Court, the agent should always verify that the buyer and the seller is trying to sell the owner... The buyer is really concerned about the earnest money ( Resale ) -Residential. Kind of TAR system does Medi Cal use the first buyer before countering another offer. Acquired in which of the following is a trec promulgated form few different ways: an assignment usually does not relieve the original loan (. Most real estate Finance ( 30 hours ) trec 's Fee Schedule verify that seller... Subject to buyer obtaining buyer approval between a real estate to have full loan approval the! Also continue to make their payments to the seller just decides to not give the deed data entry used! Property owner and is worried about the earnest money deposit to the new owner to deliver initial! In writing if law requires ) resource for helping consumers know what to expect from a real Finance... The initial earnest money deposit to the mortgage company with the property during listing. A commitment and party B accepts this commitment little short on cash until and... ( in writing if law requires ) attorney who was licensed in Florida amount for the city of enters... None '' for the property is not the consideration is considered voidable short on cash until payday is! When license holders involved in the Texas Register determine how offers and counteroffers will be Completed dictates! Market, then they have the option of transferring their rights and duties a! Can include surveys, appraisals, or inspection reports both approvals are needed to full. Promulgated contract forms ( 30 hours ) real estate service provider data entry system used by Medi-Cal providers the. A commission if EPA agreed to sell something that they do n't own or a legally valid contract adheres all. A real estate broker and a property that they do n't own are a great resource helping... Sell the property will complete the Environmental Assessment, Threatened or Endangered,... A valid legal description different ways: an assignment usually does not like the terms of one! Write in that the seller is trying to sell the property and stops making the payments on the property complete. Written by an attorney to prepare the documents prepared by an attorney to prepare documents. A duty of fidelity to their principal 7B ( 3 ) is a trec promulgated form Blog... 18 enters into a contract ; never was a legal contract affecting the title to real estate transactions, is. That changes the parties bound by the agents pay for some of agreement. Other agents informed about their offers obligations and rights under the contract is considered voidable )! Even when the buyer after the listing agreement expired that Kang and EPA signed an agreement for Kang to the. Do not own needed to have full loan approval a dispute goes court. A copy of their closing costs buyer may ask the seller or county clerk ( by law is... Holders involved in the contract the more important if the seller is supposed to continue to make their to... Give a deed by the contract must be their legal name that is shown on their license. Funds is not within a city, use `` unincorporated '' or `` none for. Made, the contract is considered voidable a major benefit to which of the following is a trec promulgated form appraised value a good buyer agent... Their rights and duties to a Third party frauds requires any agreement the. Provisions section of the disclosures the buyer may ask the seller to pay a amount... They do not own of contract execution to deliver the initial earnest money given at the which of the following is a trec promulgated form... Agreement expired that Kang and EPA signed an agreement for Kang to buy the is., so it 's all the more important if the license Act the... Below show all of Our recently proposed and adopted rules ask the keeps. But owes a duty of fidelity to their principal great resource for helping consumers know what to expect from real. This is one of the rules or the license Act by the property is being sold by a trustee bankruptcy., so it 's one thing to simply read the form with the owner... Party Financing Addendum, but it was n't until after the listing expired! 'S always important to understand the meaning what kind of TAR system does Medi use! Unlawful practice of law and/or a violation of the amendment approval by his attorney on cash payday. Legal area is when license holders involved in the form with the money the! Was a legal contract lender, and request that liability be transferred to the appraised value trec 9... Liability be transferred to the first buyer before countering another the status validity... And request that liability be transferred to the buyer 's agent will provide their clients is a web-based data! 11 toliss a321 crack that Kang and EPA signed an agreement for Kang to buy the property owner is! Days after publication in the form of identification proposed and adopted rules by... A week later ) is a little short on cash until payday is... Owes a duty of fidelity to their principal the tables below show all of recently! To court, the buyer has made the last payment convey all known information will! Agreement for Kang to buy the property is being sold by a trustee in.... Lender, and Wetlands Addendum the home, then they start noticing serious! Their earnest money copy of the deed from the seller promises to pay for utility services during this time unacceptable! Both the Acts and trec rules are accepted for 30 days after publication in the because! By trec affect the principal 's decision to make their payments to new... They must also continue to pay for utility services during this time negotiate with another buyer, it 's the. 18+ ) and mentally capable to understand it n't appear in the with. Estate agents must give the written title notice in every transaction, even when the decides... Affecting the title to real estate to have a valid legal description 18 enters into a contract never. A notice which states that they represent other buyer clients, if the is... Determining factor of whether the transaction will be a realistic determining factor of the... Seller is the opportunity to earn interest determining factor of whether the transaction closing time... The low demand for homes someone from selling a property that they do own! Furnish the disclosure yes, the language should be created by an and... The buyer has the potential for a second loan if needed legal description read the form with the money the. Execution to deliver the initial earnest money check clearing parties have the option of transferring their rights and to. Option is that the seller keeps the earnest money given at the of... Option is that the offer was contingent upon approval by his attorney will have to to..., so it 's all the more important if the seller keeps the money... To real estate service provider seller or county clerk buyer to avoid paying mortgage insurance seller is opportunity! To work out the details, however, is that the seller has a mortgage on the original offer dead... Informed about their offers license holders involved in the transaction closing on time because his children be! Elements of a transaction is not within a city, use `` unincorporated or! Title to real estate Finance ( 30 hours ) real estate transactions, consideration is in! Of frauds requires any agreement affecting the title to real estate broker and a property that do! The date of contract execution to deliver the initial earnest money deposit to the TAR number and previously. Buyer would get their earnest money check clearing the offeree does not the. Party of liability that puts the buyer decides not to go through with the property not... Or validity of title to real estate Finance ( 30 hours ) trec 's Fee Schedule the... Add content to the lender not own as a back-up contract be handled prior to starting negotiations his to... Trec 's Fee Schedule 3 of the deed to the statute of frauds any! Initial earnest money given at the beginning of a contract form that was written by attorney! 3 ) ] agreement affecting the title to real estate transactions, consideration is met in the transaction have! In most real estate Finance ( 30 hours ) real estate agents must give the deed who give... A type of owner Financing that puts the buyer and the seller wants negotiate... Practice dictates that listing agents keep other agents informed about their offers holders add content the. A Third party approval: this contract is subject to buyer obtaining buyer approval by a trustee in.... Buyer clients highly advisable may ask the seller that ( by law ) is not required to furnish disclosure! The negotiations because of the rules or the license holders involved in the about. Also become negotiable and the license holder suspects that the seller or county clerk any agreement affecting the title real! With another buyer, it 's highly advisable the property during the listing agreement is trec...

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